Welcome to the Division of Financial Services

The Division of Financial Services protects the consumer through

the regulation and supervision of state-chartered Credit Unions and Savings and Loan Associations,

the administration and enforcement of the Savings and Loan Public Deposit Protection Act (PDPA),

and certain financial activities of life care institutions.

Financial Services Board

The Financial Services Board meets quarterly on the second Friday in January, April, July, and October. Tentative dates for fiscal year 2022/2023 are as follows:

Public Hearings

Hearings are held quarterly and are conducted on applications for: 

  • De novo charters
  • Formal rulemaking
  • Other items requiring action by the Financial Services Board

Public Hearings scheduled for April 14, 2023:

  • There are no public hearings currently scheduled.

Public Notices/Upcoming Events

Division of Financial Services Sunset Review

The Colorado Office of Policy, Research and Regulatory Reform (COPRRR) is conducting a sunset review of the Division of Financial Services.  This review will produce a report to the Colorado General Assembly and result in legislation based on the recommendations in the report.  Analysis is performed to determine whether regulation is necessary and, if it is necessary, whether any changes should be made to the regulation of credit unions, savings and loan associations, and life care institutions. 

Stakeholders are invited to submit any issues, concerns or ideas about the regulation of credit unions, savings and loan associations, and life care institutions to the Colorado Office of Policy, Research and Regulatory Reform.  To provide input on this review, please visit COPRRR's website.


Recent Silicon Valley Bank and Signature Bank Failures (Statement from NCUA Chairman Todd M. Harper)

(March 13, 2023) – The credit union system remains well-capitalized and on a solid footing. The National Credit Union Administration continues to monitor credit union performance through both the examination process and offsite monitoring, and it will continue to do so into the future.

Credit unions have access to a wide range of liquidity sources. The NCUA, along with its Central Liquidity Facility, is able to provide a back-up source of liquidity to member credit unions as needed.

The agency continues to coordinate with the other federal financial institution regulators to ensure the continued resiliency of the American financial services system.

As always, the NCUA is committed to the protection of credit union members and the safety and soundness of the credit union system overall. No one has ever lost a single penny of insured share deposits within the credit union system.

View the entire statement